Terms of Service

1. Acceptance of Terms

These Terms of Service ("Terms") are a binding agreement between you and Knao ("Knao," "we," "our," or "us"). By creating an account, accessing, or using Knao (the "Service"), you agree to be bound by these Terms. If you do not agree to these Terms, you may not access or use the Service.

These Terms apply to all visitors, users, and others who access or use the Service.

2. Description of Service

Knao is a content platform that provides AI-powered research, analysis, and informational articles. The Service requires an active paid trial or subscription for subscriber product access. Content is generated using artificial intelligence technologies and is intended for informational purposes only.

3. Eligibility and User Accounts

You must have legal capacity to enter into this agreement. If you are under the age of majority where you live, a parent or legal guardian must review and agree to these Terms on your behalf. If you use the Service for an organization, you represent that you have authority to bind that organization to these Terms.

To access certain features of the Service, you must create an account. You agree to:

• Provide accurate, current, and complete information during registration
• Maintain the security of your account credentials
• Promptly notify us of any unauthorized use of your account
• Accept responsibility for all activities that occur under your account

We reserve the right to suspend or terminate accounts that violate these Terms or for any other reason at our discretion.

4. Content and Intellectual Property

4.1 Our Content

All content provided through the Service, including but not limited to articles, analysis, graphics, and other materials ("Knao Content"), is owned by Knao or its licensors and is protected by copyright, trademark, and other intellectual property laws.

You may access and use Knao Content for personal, non-commercial purposes only. You may not:

• Copy, reproduce, distribute, or create derivative works from Knao Content
• Use Knao Content for commercial purposes without express written permission
• Remove or alter any copyright, trademark, or other proprietary notices
• Use automated systems to access or scrape Knao Content

4.2 AI-Generated Content Disclaimer

Content on Knao is generated using artificial intelligence. While we strive for accuracy, AI-generated content may contain errors, inaccuracies, or outdated information. Users should independently verify any information before relying on it for important decisions.

5. Acceptable Use

You agree not to:

• Use the Service for any unlawful purpose or in violation of any applicable laws
• Attempt to gain unauthorized access to any part of the Service
• Interfere with or disrupt the Service or servers connected to the Service
• Share your account credentials with others or allow unauthorized access
• Circumvent any access restrictions or content protections
• Use the Service to transmit harmful code, spam, or malicious content

6. Subscription Services

Knao offers premium subscription plans ("PRO") with additional features and content. Subscription terms, including pricing, billing, and cancellation policies, are governed by our separate Subscription Terms. By purchasing a subscription or promotional trial, you also agree to those Subscription Terms.

7. Disclaimer of Warranties

THE SERVICE IS PROVIDED "AS IS" AND "AS AVAILABLE" WITHOUT WARRANTIES OF ANY KIND, EITHER EXPRESS OR IMPLIED, INCLUDING BUT NOT LIMITED TO IMPLIED WARRANTIES OF MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE, AND NON-INFRINGEMENT.

We do not warrant that the Service will be uninterrupted, secure, or error-free, or that any content will be accurate, reliable, or complete.

8. Limitation of Liability

TO THE MAXIMUM EXTENT PERMITTED BY LAW, KNAO SHALL NOT BE LIABLE FOR ANY INDIRECT, INCIDENTAL, SPECIAL, CONSEQUENTIAL, OR PUNITIVE DAMAGES, OR ANY LOSS OF PROFITS OR REVENUES, WHETHER INCURRED DIRECTLY OR INDIRECTLY, OR ANY LOSS OF DATA, USE, GOODWILL, OR OTHER INTANGIBLE LOSSES.

In no event shall our total liability exceed the amount paid by you to Knao in the twelve (12) months preceding the claim.

Nothing in these Terms excludes or limits any liability or consumer right that cannot be excluded or limited under applicable law.

9. Indemnification

You agree to indemnify and hold harmless Knao and its officers, directors, employees, and agents from any claims, damages, losses, or expenses (including reasonable attorneys' fees) arising from your use of the Service or violation of these Terms.

10. Modifications to Terms

We reserve the right to modify these Terms at any time. We will notify users of material changes by posting the updated Terms on the Service and updating the "Last updated" date. Your continued use of the Service after such changes constitutes acceptance of the modified Terms.

11. Termination

We may terminate or suspend your access to the Service immediately, without prior notice or liability, for any reason, including breach of these Terms. Upon termination, your right to use the Service will immediately cease.

12. Governing Law

These Terms are governed by the laws of Singapore, without regard to conflict-of-law rules. Subject to any mandatory rights available to you under applicable law, the courts of Singapore have exclusive jurisdiction over disputes arising from or relating to these Terms or the Service.

13. General Terms

These Terms, the Subscription Terms when applicable, and the Privacy Policy form the entire agreement between you and us concerning the Service and replace prior agreements on the same subject. If these Terms conflict with the Subscription Terms on billing, trials, renewals, cancellation, or referral rewards, the Subscription Terms control for that subject.

If any provision is found unenforceable, the remaining provisions remain effective. Our failure to enforce a provision is not a waiver. You may not assign this agreement without our prior written consent; we may assign it in connection with a reorganization, merger, acquisition, or transfer of the Service. Provisions that by their nature should survive termination will survive, including intellectual-property, disclaimer, liability, indemnity, and dispute provisions.

14. Contact Us

If you have any questions about these Terms, please contact us at:

Email: contact@knao.ai